Are you feeling overwhelmed during your recovery after an accident? Not only is it challenging to keep up with doctor’s appointments and medical care, but the insurance process can be quite complicated and stressful. Dealing with insurance companies can be quite the hassle, which is why it’s critical to find a trusted insurance lawyer so that you can get the compensation you deserve.
The reality is that many people who attempt a DIY approach with insurance negotiations end up with lowball offers, missed paperwork, and confusion every step of the way. An insurance lawyer will provide the representation that you deserve. Our legal team is here to make sure that you aren’t taken advantage of in the insurance claims process.
Do I Need a Lawyer to Deal with the Insurance Company?
Some people mistakenly think that legal representation is too expensive. But, when it comes to insurance claims, most lawyers work on a contingency basis – which means that they only get paid when you receive a settlement.
Too often, insurance providers are unresponsive and don’t offer enough compensation to cover all of your losses after an accident. You need an insurance attorney who will advocate for you. Often, legal intervention is necessary, especially if there are liability disputes or if the case is complex and there are significant damages.
Understanding the Insurance Claim Process
It’s helpful to know how insurance companies handle claims, and your lawyer will help by explaining this process. Remember that insurance companies are businesses… their goal is to make a profit. Each claim is evaluated based on the policy coverage. The insurance adjusters are focused on settling the cases as quickly as possible, while also reducing the amount of money that needs to be paid out of pocket.
Because insurance companies are working to maximize their profits, they often use strategies and tactics to reduce the amount of money that they need to pay to victims, including:
- Delays so that victims feel pressured to accept a low settlement
- Disputing liability to reduce the amount of money that needs to be paid
- Twisting policy language in an effort to deny coverage
- Rushing a lowball settlement so the case is closed before the full extent of damages is determined
The Risks and Challenges of Handling Insurance Claims Alone
If you attempt to settle a claim without assistance from an insurance claim lawyer, what are the potential consequences that you could be dealing with? There are a variety of issues that can happen with a DIY approach:
- Missing critical deadlines
- Accepting low and unfair settlement offers
- Unknowingly sharing information and statements that can be used against you
- Overlooking potential compensation that could be included in the claim
Hiring an insurance lawyer is one of the best decisions that you will make. Since the lawyer has many years of experience working with various insurance providers, they will be able to help you navigate this process efficiently and effectively. A lawyer can maximize the amount of compensation that you receive, ensuring that you get a fair settlement to cover all associated costs relating to the accident.
Benefits of Hiring a Lawyer for Insurance Claims
The benefits are undeniable: it makes sense to hire an insurance claim attorney. Here are some of the benefits you can expect from these legal services:
- Higher likelihood of receiving fair compensation for your accident
- A legal team to answer your questions every step of the way
- Guidance to help you make the right decisions about the settlement
- Proactive negotiations to manage the outcome of your claim
- Handling communication with the insurers
- Reducing the risk of costly mistakes
- Taking care of paperwork and filing
Your lawyer for insurance claims offers full-service solutions that include everything from reviewing damages to gathering evidence and advocating on your behalf. If the initial negotiations are unsuccessful, then your lawyer will be ready to take the necessary legal action so that you receive compensation for your injuries.
When Should You Consider Hiring a Lawyer?
If there is ever a question about whether or not you need legal services, then always err on the side of caution: schedule a consultation with our team for personalized recommendations. Here are a few signs that you definitely need legal help:
- The insurance is delaying your claim processing
- Your claim has been denied
- The settlement that is being offered isn’t enough to cover all of your losses
- Long-term disability benefits are needed
- Your injuries are severe and your life has been impacted in many ways after the accident
- You suspect that the insurer is using bad faith tactics
When the case is complex and there are issues with disputed liability, then you definitely need an insurance bad faith lawyer to help.
How to Choose the Right Lawyer for Insurance Claims
There are several things you should be looking for when choosing legal representation. Make sure that you choose a legal team with real-world experience handling insurance disputes and a strong track record of success. You deserve a legal team that will advocate aggressively on your behalf.
FAQs
Do I need a lawyer for insurance claims?
Yes, it’s best to hire an insurance lawyer to avoid a low-ball offer. You need someone who will protect your rights and negotiate the terms of the settlement.
When to hire a lawyer for an insurance claim?
As soon as possible. Waiting to hire a lawyer can have a negative impact on your settlement.
Can I negotiate with the insurance company without a lawyer?
DIY negotiations often turn into unfair settlements. If you don’t have legal representation, then the insurance company’s lawyer will try to take advantage of you.
Call Our Experienced Team for Help with Your Insurance Claim Issues
When you need help getting the settlement that you deserve, then our team at Green Law Firm is here to assist. We offer full-service solutions to manage your insurance claim. Contact us to book a free consultation and learn about the legal services that we provide: (956) 542-7000.
